Ogbaga, Ignatius Nwoyibe, Henry Friday Nweke, Gabriel Evo Ugwu, and Christiana Uchenna Ezeanya. 2025. “Exploring the Biases in the Decision to Download MHealth Apps: A Discrete Choice Experimental Analysis of Nigerian Healthcare App Users”. ABUAD Journal of Engineering Research and Development (AJERD) 8 (3). Ado-Ekiti, Nigeria:126-33. https://doi.org/10.53982/ajerd.2025.0803.12-j.