Ohiro, Oghomwen Rita, and Keseme Phillip Odudu. “REGULATION OF OPEN BANKING IN NIGERIA: BALANCING INNOVATION AND PRIVACY”. ABUAD Private and Business Law Journal 3, no. 1 (May 14, 2019): 55–81. Accessed February 5, 2026. http://journals.abuad.edu.ng/apbjl/article/view/505.